Now is the time to start thinking about money and financial planning. Before you do this lesson read Mastering Money.
1. How did your mother and father manage the family finances? Was their method effective? Do you think you will use the same method?
2. Do you see any differences in how your parents managed money and how your fiancé’s parents managed money?
3. Who will make the final financial decisions in your marriage?
4. How will you decide which things are important to spend money on?
A. The husband will have the final say.
B. The wife will have the final say.
C. We will discuss our financial goals and make big decisions together. We will each
have our areas of responsibility and a personal allowance we can use for whatever
4. Do you plan to have separate accounts or joint accounts? Do you both agree with this decision?
5. How much of your combined incomes do you plan to give to God’s Kingdom?
6. How much of your income will you be giving to your extended family– parents,
7. Do you have a plan to save a certain percentage of your income? Do you agree
about how much?
8. How do each of you feel about the use of credit cards?
9. Do you believe that the person you are marrying is financially responsible?
1. Do either of you have any credit card debt right now? If so, is it important to you to
pay it off? (For an excellent system to pay off credit card debt, see Defeating the Debt Monster and The Snowball Principle.)
2. What other major debts do you have at present?
3. Do you have a budget or do you plan to set one up?